🌍 How to Open a Wise Business Account (2025 Guide)

 Managing your business finances with a secure and accessible international banking solution in 2025.

💡 Why Choose Wise for Your Online Business?

Wise (formerly TransferWise) is a trusted financial platform that allows individuals and businesses to send, receive, and hold money in multiple currencies with low fees. For Amazon, eBay, and Walmart sellers, Wise Business offers U.S. account details (ACH and wire) without needing to be physically in the U.S., making it perfect for international entrepreneurs.

✅ Who Can Open a Wise Business Account?

You can open a Wise Business account if you meet the following criteria:

You have a registered business (LLC, Sole Proprietorship, etc.)

You operate legally in your country

You have a valid business email and phone number

You can verify your identity and business documents

📋 Required Documents

To open a Wise Business account, you’ll need:

Proof of identity (Passport, ID card)

Business registration documents (like Articles of Organization)

Proof of business address

EIN (Employer Identification Number) – especially important if you're using U.S. bank details

🔧 Step-by-Step: How to Open a Wise Business Account in 2025

Step 1: Go to wise.com/business

Click “Get started” or “Open a business account”

Step 2: Choose Business Account

Enter your business email address and create a password

Step 3: Provide Basic Information

Business name, country of registration, industry, and business structure

Step 4: Upload Documents

Upload identification and business verification documents

Step 5: Add U.S. Account Details (Optional)

Once your business is verified, activate the USD currency account

Wise will provide you with:

ACH routing number

U.S. account number

Bank name (Community Federal Savings Bank)

These details are accepted by Amazon, eBay, and Walmart.

🛠️ Features That Make Wise Great for Sellers

Multi-currency support – Hold over 40 currencies

Fast transfers – Receive Amazon payouts quickly

Low fees – Transparent currency conversion

Integration – Works with marketplaces and payment gateways